Answers are closer than you think.
Do you have enough savings to cover a $500 emergency expense? Do you know the true borrowing costs for a payday loan, or what your credit score is? Don’t worry, answers are closer than you think. NextStepKC is an initiative of Community Services League, a nonprofit organization with a long history of helping people work through challenges in life.
Free Financial Coaching
Our financial coaching program helps you build financial stability in your life, one step at a time. We work with you to put a plan in motion to improve your household income, net worth and credit score. All important building blocks for financial health.
Work one-on-one with a financial coach to discuss your current situation, challenges in your life, and goals for the future.
Map your future with a budget and action items to improve income, manage expenses, save, build your credit score and more.
Take day-to-day steps to act on your plan, and build success over time. Your financial coach will help you along the way.
Ask about coaching.
The trouble with
payday loans
Payday loans may look like a reasonable choice when you need cash. But as this video shows, payday loans can too easily end up costing more and lasting longer than people realize.
More resources
What Do I Need to Open a Bank Account?
Financial institutions offer a variety of bank accounts, each having different features, benefits, and fees. So before you open a new bank account, make sure you’ve done your homework. Read more>>
How to Check Your Credit Score
Your credit report is available from the three national credit bureaus, Experian, TransUnion, and Equifax. You can request them for free once a year, per credit bureau. Read more >>
A Credit Card Is That Sneaky Jerk
That credit card seems like such a friendly little guy. It’s time we exposed just how devious he can be. For example, did you know the average credit card debt can outlive your cocker spaniel? Learn how to handle that plastic pilferer. Read more >>